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    Could Reference-Based Pricing Decrease Prices in Health Care?

    As of 2018, 55.1 percent of Americans had employer-sponsored coverage. But, even with employers sponsoring such a large portion of American health care, they have surprisingly little influence over the price they pay. This week, JLF’s Jordan Roberts wrote a research brief on how reference-based pricing could change the…
    Brenee Goforth, January 22, 2020
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    Should North Carolina Insure Our Health Insurance?

    Earlier this week, JLF’s Jordan Roberts published a research brief examining the merits of reinsurance in state health exchanges and whether or not it could be a viable option for North Carolina. What is Reinsurance? It works a lot like personal health insurance. In individual health insurance, you pay a…
    Brenee Goforth, September 19, 2019
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    Federal Border Tax Could Mean $800 Million Hike in N.C. Insurance Premiums

    A proposed federal border-adjustment tax would cost North Carolina consumers an additional $800 million in higher property-casualty insurance premiums over the next decade. That’s the bottom-line conclusion from a report issued by the John Locke Foundation and the Washington, D.C.-based R Street Institute. The tax would hit this…
    Donna Martinez, May 17, 2017
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    Insurance Subsidies heard in US Supreme Court on Friday

    Last week the U.S. Supreme Court agreed to hear the King v. Burwell case that challenges the legality of federal health care subsidies to low- and middle-income residents who purchase insurance on the federal health care exchange in those 37 states that did not establish their own state-based exchange. This issue for the…
    Sarah Curry, November 13, 2014
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    Urgent Care is a Win-Win

    According to an article in the News & Observer, Blue Cross and Blue Shield of NC (BCBS) “is pumping an undisclosed amount of money into FastMed Urgent Care to expand its network of clinics.”  Why?  Well, the insurer ends up paying the bills when people go to the emergency…
    Julie Tisdale, September 12, 2012
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    Time to account for state property, and purge what is unnecessary

    North Carolina’s auditor, Beth Wood, recently attempted to assess how to better insure the state’s 15,000-odd properties. Unfortunately, this mission proved all-but-impossible, since a comprehensive list of state properties does not exist. Embarrassingly, NC’s Department of Administration lists 406 buildings not reported by the Risk Management Division, and…
    Fergus Hodgson, November 29, 2011
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    Sexually Biased Insurance Mandates: Concealed Taxes Set to Backfire

    Claims that the new federal mandates will save money, improve women's health, and reduce unwanted pregnancies are naive or disingenuous. In my weekly column with The Future of Freedom Foundation, I note that insurers, not politicians, know best how to conduct preventive care to reduce costs while still pleasing customers. The mandated coverage will, in fact, raise costs and impose an economic outcome comparable to straight taxation and universal provision.
    Fergus Hodgson, August 11, 2011
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    HHS Lays Out Rules For Consumer-Controlled Health Insurance Plans

    On Monday the US Department of Health and Human Services (HHS) introduced new rules for consumer-controlled health insurance plans called “Consumer Oriented and Operated Plans” (also known as co-ops). The new rules from HHS indicate that co-ops could receive funds from the federal government to increase competition and potentially…
    Nicole Fisher, July 19, 2011