health insurance

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    Direct-to-Consumer Health Care

    Medical expenses in America are on the rise, and the medical insurance industry plays a huge role in this trend. As JLF’s Jordan Roberts writes in a research brief this week: Health insurance creates an extra layer of costs and bureaucracy in the process of purchasing health care. Health care…
    Brenee Goforth, June 9, 2020
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    Health Insurance After COVID-19

    Millions of people are out of work in America. Thanks to the coronavirus and the economic turmoil that followed, many North Carolinians have not only lost their jobs but also their employer-sponsored health insurance. The significant impacts of these past few months on the insurance market are the subject of…
    Brenee Goforth, May 29, 2020
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    The Pitfalls Of America’s Health Insurance Situation And One Alternative

    This week, JLF’s Jordan Roberts wrote a research brief that provides an alternative to the current health insurance status quo. This alternative has the potential to protect those with preexisting conditions, increase wages, and end America’s “job lock” phenomenon. Roberts explains: Preexisting conditions are defined as a health problem that…
    Brenee Goforth, March 12, 2020
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    Simpler And More Direct Pay: How to Salvage American Health Care

    America’s health care system is in a state of disarray. Hospitals are closing, patients have no way of knowing what services are going to cost, and – on top of that – the primary method of paying for health care in America, insurance, is becoming less and less affordable. In…
    Brenee Goforth, February 13, 2020
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    Could Reference-Based Pricing Decrease Prices in Health Care?

    As of 2018, 55.1 percent of Americans had employer-sponsored coverage. But, even with employers sponsoring such a large portion of American health care, they have surprisingly little influence over the price they pay. This week, JLF’s Jordan Roberts wrote a research brief on how reference-based pricing could change the…
    Brenee Goforth, January 22, 2020
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    Improving Health Care Price Transparency with Self-Insurance

    This week, JLF’s Jordan Roberts published a research brief on the potential for self-insured employers to increase price transparency in health care. According to Roberts: As of 2018, 55.1 percent of Americans had employer-sponsored coverage. Yet, these employers and employees have had to grapple with rising health care costs…
    Brenee Goforth, October 25, 2019
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    Should North Carolina Insure Our Health Insurance?

    Earlier this week, JLF’s Jordan Roberts published a research brief examining the merits of reinsurance in state health exchanges and whether or not it could be a viable option for North Carolina. What is Reinsurance? It works a lot like personal health insurance. In individual health insurance, you pay a…
    Brenee Goforth, September 19, 2019
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    Medicare and Medicaid: rewarding failure

    David Balat and Dr. Deane Waldman of the Texas Public Policy Foundation wrote an interesting op-ed which discusses some of the problems with government-run health care. In particular, why it’s crazy for Americans to think growing these programs is a good idea. The piece starts off by…
    Jordan Roberts, June 20, 2019