health insurance

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    Simpler And More Direct Pay: How to Salvage American Health Care

    America’s health care system is in a state of disarray. Hospitals are closing, patients have no way of knowing what services are going to cost, and – on top of that – the primary method of paying for health care in America, insurance, is becoming less and less affordable. In…
    Brenee Goforth, February 13, 2020
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    Could Reference-Based Pricing Decrease Prices in Health Care?

    As of 2018, 55.1 percent of Americans had employer-sponsored coverage. But, even with employers sponsoring such a large portion of American health care, they have surprisingly little influence over the price they pay. This week, JLF’s Jordan Roberts wrote a research brief on how reference-based pricing could change the…
    Brenee Goforth, January 22, 2020
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    Improving Health Care Price Transparency with Self-Insurance

    This week, JLF’s Jordan Roberts published a research brief on the potential for self-insured employers to increase price transparency in health care. According to Roberts: As of 2018, 55.1 percent of Americans had employer-sponsored coverage. Yet, these employers and employees have had to grapple with rising health care costs…
    Brenee Goforth, October 25, 2019
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    Should North Carolina Insure Our Health Insurance?

    Earlier this week, JLF’s Jordan Roberts published a research brief examining the merits of reinsurance in state health exchanges and whether or not it could be a viable option for North Carolina. What is Reinsurance? It works a lot like personal health insurance. In individual health insurance, you pay a…
    Brenee Goforth, September 19, 2019
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    Medicare and Medicaid: rewarding failure

    David Balat and Dr. Deane Waldman of the Texas Public Policy Foundation wrote an interesting op-ed which discusses some of the problems with government-run health care. In particular, why it’s crazy for Americans to think growing these programs is a good idea. The piece starts off by…
    Jordan Roberts, June 20, 2019
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    Trump Administration says entire ACA should be struck down

    It’s a good thing no other national news has happened this week because the Affordable Care Act is back in the news. Back in December a U.S. District Court Judge agreed with 20 Republican Attorneys General that since…
    Jordan Roberts, March 26, 2019
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    AHPs offering robust benefits, projected to have little to no effect on insurance markets

    The North Carolina Senate recently voted to approve SB 86, the Small Business Health Care Act. This bill would align North Carolina law with federal law to give small businesses and self-proprietors more power to band together to…
    Jordan Roberts, March 21, 2019
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    Association health plans show promising trends

    A new report released by associationhealthplans.com show that association health plans offer many benefits and are being utilized: Report Highlights: Regional associations launched 71 percent of new AHPs Vast majority of new regional associations are chamber of commerce-based 4 out of 5 new AHPs are insured through a third-party insurance…
    Jordan Roberts, January 31, 2019