Exchanges Live and Open For Business

As of yesterday, ObamaCare’s health insurance exchanges have officially opened for enrollment.  These exchanges are the online health insurance marketplaces where consumers can shop for subsidized health plans that are heavily regulated by the federal government.

Most recently, the Department of Health and Human Services released more information on health plans and premium rates within the 36 states that make up the gang of “no” (opting for a federal exchange instead of choosing to establish a state-based exchange).  You can check out North Carolina’s posted rates county-by-county here on The table below each listed plan shows premiums for the following rating scenarios:

  • Adult individual = age 27
  • Adult individual = age 50
  • Family = 2 adults age 30, 2 children
  • Family single parent = 1 adult age 30, 2 children
  • Couple = 2 adults age 40, no children
  • Child = 1 child any age

For example, a 27-year old living in Wake County can purchase a Blue Cross and Blue Shield Bronze Plan for a $204.52 monthly premium.  Meanwhile, the same plan costs a 50-year old $348.54.

**Note that these rates do not factor in subsidies, since the amount of tax-credits one receives depends upon one’s annul household income.


Katherine Restrepo / Director Of Healthcare Policy

Katherine Restrepo is the Director of Healthcare policy at the John Locke Foundation. Before joining the John Locke Foundation, she interned at the Cato Institute under the di...