About: Katherine Restrepo

Recent Posts by Katherine Restrepo

Subsidy lawsuits more than just a hit to Obamacare

Yesterday, two federal appeals court panels released different rulings on whether Obamacare subsidies can be distributed to policyholders who have purchased health coverage through a federal exchange. A little background context here: The Patient Protection and Affordable Care Act (Obamacare) allows for states to set up their own state-based exchanges.  If a state fails to do so,Continue Reading

Obamacare suffers a major blow today

Major. This morning, the U.S. Court of Appeals for the D.C. Circuit issued a ruling that Obamacare subsidies shall only be distributed to individual market exchange consumers living in states that have set up their own health insurance exchanges. 34 states have opted for the establishment of federal exchanges, where consumers purchase federally qualified healthContinue Reading

Yet another Obamacare exemption

When Obamacare was passed, many amendments were made to the 1944 Public Health Services Act, a federal law that outlines different types of health insurance coverage.  One of the many additional layers of unhealthy regulations requires insurers in states to sell products based off government price controls – an example being that a high riskContinue Reading

The supply-side of health care cannot be ignored

Here’s a great Politico article on how Obamacare opponents need to step up their repeal and replace game.  In the words of Bob Graboyes, senior research fellow at the Mercatus Center: In a word, the solution to America’s health care woes is innovation — the cost-cutting innovation we’ve seen in almost every other industry. Genomics, 3-DContinue Reading

Getting to health care price transparency

Health care prices greatly vary, even when you seek care within your insurer’s network.  Money offers a few pointers on how to effectively compare options and gain more control over your health care costs:  Imaging “Imaging bills typically run two to three times higher at hospitals than at freestanding radiology centers, according to health insurer Cigna.Continue Reading

Blue Cross and Blue Shield NC launches private health insurance exchange for employer-sponsored coverage

North Carolina’s dominant health insurer has launched a private exchange in which employees working at businesses with over 50 workers can select from up to four different health plans (all sealed with a federal stamp of approval) chosen by their employer. “Employers are moving away from the one-size-fits-all model of health insurance,” said Steve Crist,Continue Reading

Obamacare’s triple threat protection for insurance companies

For the time being, high-risk and low-income enrollees benefit the most from Obamacare’s exchange plans at the expense of healthy individuals. These high-risk and low-income individuals will also benefit from the law’s risk-adjustment, reinsurance, and risk corridor provisions. If you avidly keep up with Obamacare, you’ll know that these “Three R’s” have stirred up theContinue Reading

A Third Player Entering the Obamacare Exchange Game

North Carolina now now has a third player entering Obamacare’s game of subsidized health plan distribution.  It looks like UnitedHealthcare has left the sidelines to start offering federally approved health coverage for consumers shopping in the non group market.  Round two of the federal health law’s exchange enrollment period begins this November 15. Competition and choiceContinue Reading

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