10. North Carolina
The first stop on our list is North Carolina, a mid-Atlantic state with an economy that’s seen a recent boost from banking activity centered around cities like Raleigh and Charlotte. The state has proven to be somewhat perilous to credit card companies, though, with 4.03 percent of debt ending up charged off when firms were unable to collect. With a three-year statute of limitations on credit card debt, one of the lower limits in the country, it’s not likely that companies are going to see much of their money, either.
Arizona has the top spot with 5.76 percent of credit card debt charged off.